Umba Loan app review | Is Umba loan Legit or Scam?
Hello guys, hope you are having a wonderful day. We wish to bring to you yet another loan app review, titled Umba loan app review or umba.com review.
If you are familiar with our contents, you would know that we take every possible effort to sort out the best and most helpful piece of information to guide you through whatever step you wish to take in your financial life. So, today’s review is no different.
Everyone at every time in our life needs that little support, be it in our business, education career, to purchase a new car, to buy a new phone, to build a new house, name it, they all cost money. The question is where do we get this money from to avoid unexpected financial Crashdown, embarrassment. Thus, we created this review. Everything you need to know about Umba loan or Umba.com is discussed in this review.
Another thing to bear in mind is that realizing you need money does not guarantee your access to this loan. In the long run, if proper care and guidelines are not taken one might even fall into the hands of scammers, roaming the net, looking out for their next prey to feast on. The internet stories we hear each day is perfect proof of this fact.
To avoid such a devastating story, stay glued till the end of this review as you don’t want to miss any important piece from this article. As your financial safety is always our number one priority.
Umba loan app presently supports only customers or people living in Kenya and Nigeria. Umba may have plans for future expansion but right now only persons in the above-stated countries have access to Umba loans.
Answers to all questions like what is Umba loan app about, which includes: Umba loan app review, Umba loan app Login, Umba loan app sign up, Umba loan app Referral, Umba loan app contact, is Umba loan app legit or scam, and more would be provided in this review.
At the end of this article our team, Tunnelgist.com is sure you must have arrived at a solid decision, if Umba loan app is legit, safe or scam, or maybe fake.
Keep your mind at rest, as a detailed discussion would be evaluated in this umba.com loan app review.
Let’s get started with Umba.com review already.
Also please note: This Umba loan app review or umba.com review doesn’t verify it all, so in the nearest future things might change and if anything goes wrong we won’t be held accountable for any reason. So always stay updated to get the most recent news as we publish them by following our Facebook page @Tunnelgist TV or Tunnelgist Realm.
About umba.com or what is Umba loan all about (Umba loan app Review)
Umba mobile loan and digital banking are formerly known as mkopo kaka app is one of the online digital banking apps where you get low-interest loans.
Umba.com or Umba loan app was initially established in Kenya in the year 2018 and had since branched across many parts of Africa including Nigeria intending to reach out to many people and help meet their financial needs.
Umba has an official website called umba.com and also an application on Google play store and other app stores. To get this application, type in Umba loan app in the Google play search box or any other app store and Umba loan application would be promptly revealed.
How does Umba loan app work in Nigeria
Umba being originally founded in Kenya joined Nigerian quick loan market and has since become a mainstay in the Nigerian quick loan market.
Umba loan app has almost the same working experience as any other loaning app out there.
How do I get Umba loan app | Umba App Download
- Umba.com URL availability on Google: Yes Umba loan app is available on the Google play store or any other trusted app store. Umba.com is also available on Google which makes it easier for visitors to discover the website on Google.
- Umba.com Website Security: Yes Umba.com is a secured website likewise the Umba loan app. They use an extended SSL certificate to secure their website from spammers, to keep visitors’ data safe.
- Umba loan app Performance & Design:The Umba loan app size is just 58.16MB, making it relatively light compared to other heavy apps on Google play store like PUBG or the likes of CODM. The mobile user interface is quite ok. Activity on the app is smooth, as your activity won’t get interrupted by pop up advertisement.
- Umba loan app Contact Us and About Us Pages: Yes, Umba app has Contact Us and About Us pages.
- Umba loan app Social Media Accounts: These are Umba loan app social media accounts: Umba loan app Facebook: (Yes) , Umba loan app Twitter: (None), Umba loan app Instagram: (None).
How does Umba loan app or umba.com Work | How do I borrow money from Umba loan app or umba.com
You can borrow money from Umba loan app or if you decide to use their official website, umba.com, you must be 18 years of age or above. You must also have some important documents at your disposal.
Below are the important documents required to obtain a loan from Umba loan app or umba.com.
1. A valid phone number is required. This is very important to keep a good communication link between you and Umba loan application.
2. You would also be required to provide your NIN number- National Identity Number. So if you don’t have one, please go to a registered center where you will get a valid NIN number as this is very necessary.
3. Also, a valid Bank Verification Number, BVN is necessary to confirm the validity of the information entered.
Loans are not active in Kenya.
But you can get loans in Nigeria. Umba loans have a maximum and minimum duration of 62 days.
- Credit amount: from ₦ 2000 to ₦ 30,000 ;
- Terms: 62 days
- Maximum annual interest rate of 10%
- Commission: 0% (No commissions)
- VAT: 0%
- Maximum APR: 10%
For example, for a loan of let’s say 30,000 Naira, there is a 10% interest rate (3000 Naira). So at the end of the term of 62 days, you will be required to pay 33,000 Naira.
Late fees, rollover charges, or origination fees is not tolerated.
Payment are made to available selected payment options.
Who is the owner of Umba loan app
Umba was founded by Tiernan Kennedy and Barry O’Mahony.
Umba loan app Referral | How to Refer and earn on Umba loan app
Many apps nowadays come with a referral feature that enables customers to earn by referring friends, and Umba loan and the digital app is no different.
You earn #500 for every person you invite and sign-in successfully with your referral code.
Umba loan app Sign Up | How to create an account on Umba loan app
To learn how to Sign up on Umba loan app follow this guide.
1. Click on the link below to be redirected to Umba loan app official site www.umba.com or use the method given above to download the app.
2. Input in the required information, read carefully their terms and conditions, and if the stated terms and policies suit you, then click on Sign up.
3. In addition, make sure you use this referral link-*….to attract special bonuses and giveaways.
Note– It’s advisable to take some moments of your time to glance through if you can’t read all Umba loan app terms and conditions. This assures you of the kinda financial institution you’re about to do business with.
Allow us to move slightly from the discussion. So here is a summary of a comedy skit I watched lately with my family by Broda Shaggi a popular Nigerian comedian who played the role of a banker in a particular financial institution where they offer loans to interested customers. In this particular comedy, people just come in, sign the loan documents without even attempting to read through the bank policy unknowing to them that the recipient of such loan must pay 7X the capital within a very short period. Very funny! Imagine a person who came with the hope of getting #200,000 as a loan, was granted the loan, and asked to pay a sum of #1.4 million as payback within a week’s grace. How and where am I supposed to get such a huge amount within that kind of short period!
So the lesson this short story is trying to pass is that we should be patient enough to read through whatever policy, terms, and conditions of whatever we are about to embark on. Indeed, some policies might just be too long for a read, absolutely, in that case, it is advisable to just sight and go through the important details.
3. Moving ahead with the signup process, you’ll be asked to create your own unique 4-digits PIN, this pin would be used to login anytime you desire to use this app and also protect your account from unauthorized users or scammers.
4. That’s all, make sure you check your email or message after creating an account with Umba loan app for verification.
Umba loan app Login | How to Login to Umba loan app
To learn how to Login in Umba loan app follow this guide.
Click on the Umba loan app, login with your pin to allow access to your account.
Should you forget your pin, click on “forgot your pin” and follow the instructions to obtain a new pin.
Umba app loan Payment proof
Once you’ve met every requirement demanded by Umba app loan payment, rest assured your loan is on the way,
*Below is an Umba app loan proof of payment or payment proof as you may call it.
Is Umba loan app or umba.com legit or Scam?
At this juncture, it’s clear that Umba loan app or umba.com is legit not scam. In case of any difficulty while using the app, contact their support center or better still drop your query in the comment box below, as we promise to approach your comments tactfully.
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